Showing posts with label Refinancing Blues. Show all posts
Showing posts with label Refinancing Blues. Show all posts

Thursday, June 21, 2012

Refinancing our mortgage! Oy!

No baking this week, LOL! First, it's a bajillion degrees and Keebler cookies and Popsicles sound good to me, right????

AND....

We've applied for a new mortgage, to re-finance our sweet AGED farmhouse at 3.125% instead of its current 7%.

This will save me money. It will also cut off 7 years from our current loan. AND... it saves us over 90K in interest over the life of the loan.

Sweet. Sweet. Sweet.

But then there was this little thing about an APPRAISAL. An expert comes in and LOOKS AT YOUR HOUSE to decide its value.

Oy. Oy. Oy.

My house is not visitor-friendly without a week's notice and that's THE FIRST FLOOR. To be admitted to the second floor you either need to be a very close and understanding friend, a doctor or coroner.

I'm not kidding. The second floor is a THREE WEEK WARNING, minimal...

And the attic??????  I need a season, no lie. Spring, summer, fall, winter. A solid three months.

I got a week.

Seven days.

One stinkin', measly week.

We did our best, which clearly is not our best because if it was our best we wouldn't need months, right????

How 'bout you? Are you a casual housekeeper like me? Or are you a toilet-scrubbing-daily ball of household energy fire?

Because in my case, I'd rather write. Or snuggle babies. Both are preferable to housework.

Go ahead. Hit me with your best shot. Am I the anomaly among us?